Tennessee Life Producer Practice Exam

Who is eligible for a temporary license in Tennessee?

1. A former insurance producer

2. A surviving spouse of a deceased producer

3. An employee of an insurance company

4. A member of the public

The correct answer is: A surviving spouse of a deceased producer

In Tennessee, a temporary license can be issued to the surviving spouse of a deceased insurance producer. This provision is designed to provide a seamless transition for the clients of the now-deceased producer, allowing the surviving spouse to maintain their relationships and manage the existing insurance policies without interruption. The temporary license allows the spouse to operate under the existing agency until they can obtain a full license, ensuring that clients continue to receive necessary services during this transitional period. Other options, while they may involve individuals connected to the insurance industry, do not meet the specific criteria set forth in Tennessee law for receiving a temporary license. For example, former producers may not be eligible as their prior licenses would have already terminated. Employees of insurance companies or general members of the public do not have the necessary background or connection to the previous insurance producer's clients that would justify the grant of a temporary license.