Tennessee Life Producer Practice Exam

Which of the following is NOT a benefit provided by Social Security?

1. Disability

2. Dismemberment

3. Retirement

4. Survivor benefits

The correct answer is: Dismemberment

Social Security provides a variety of benefits designed to support individuals and families in different circumstances, including disability, retirement, and survivor benefits. Disability benefits are offered to individuals who are unable to work due to a qualifying disability, allowing them to receive financial assistance. Retirement benefits are designed to provide income to individuals who have reached retirement age and have paid into the Social Security system over their working lives. Survivor benefits provide financial support to the dependents of deceased workers who qualified for Social Security benefits. However, dismemberment is not a benefit provided by Social Security. Dismemberment typically refers to the loss of limbs or significant body parts, and while there may be insurance policies or other programs that provide benefits in cases of dismemberment, Social Security does not cover this type of situation. This distinction clarifies why dismemberment is the correct choice as the option that does not align with the benefits provided by Social Security.